Finance & Interest Free Options
At Edge Living, we work with several finance providers to offer a range of finance options, including interest free, to our customers. Just remember, interest and payments are payable after the interest free and payment deferred periods have ended.
Finance is provided to approved customers, come in store and speak to one of our furniture specialists with your driver’s licence and some other identification and our team can help you apply for a finance/interest free service that suits you.
A 20% deposit is required for special orders of non-standard stock lines and unfortunately, we can’t offer you interest free on clearance lines or some sale items.
Minimum spend limits may apply. For full conditions see in store, or visit the service you prefer in the links below.
Latitude Gem Visa
Pay it on a plan with 0% interest thanks to Latitude Gem Visa. At Edge Living, there three types of 0% Interest Payment Plans that may be available. Talk to our staff in store to discover which plans are available to you at this time.
You need to make a minimum monthly payment each month, but you have the flexibility to make extra payments at any time. Plans start from 6 months.
Buy Now, Pay Later
You don’t need to make any payments during the promotional period. However, you can make payments at any time. Plans start from 3 months.
Instalment Interest Free
With equal monthly payments, you’ll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.
Edge Living also offer 0% interest every day for purchases over $250 for 6 months with Latitude Gem Visa. You can also get interest free on purchases under $250 for 55 days* for a low annual fee of $99.
Latitude Terms and Conditions
Terms and conditions apply. Approved applicants only. Conditions, fees and charges apply. See in store for details. Credit provided by Latitude Finance Australia (Australian credit licence number 392145, ABN 42 008 583 588). *To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% interest payment plans) on each statement of account by the applicable due date. Please visit https://www.afterpay.com/en-AU/terms-of-service for full details.
At Edge Living, you can split your payment into four equal repayments paid fortnightly through AfterPay.
Don't have an account with AfterPay? Visit the link below to setup an account, apply or learn more about how After Pay works
After Pay Terms and Conditions
Afterpay late fees, eligibility criteria and terms and conditions apply. Visit https://www.afterpay.com/en-AU/terms-of-service for full terms.
With Zip, there’s no upfront payments and you can choose a repayment schedule that suits you, starting from just $10/week*. Create an account in just minutes and get up to $1,000 interest free. Sign up in store or online. Zip it now, pay later!
Zip Pay Terms and Conditions
*Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, before the due date. Available to approved applicants only. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number (441878). For full terms and conditions, and for more information, visit: https://zip.co/au/page/zip-pay-terms
Edge Living is a preferred supply of Coogans Finance. Coogans is a local finance option with offices here in Hobart.
Acting as a safety net, your Coogans Credit Card will have a pre-approved credit limit, giving you the confidence to buy what you need, when you need it and only paying interest on the amount you spend.
You can access as much or as little of the approved amount you need across any preferred retailers, like Edge Living, providing you maintain your minimum repayments every month. To open a Coogans account, find more information on interest rates or to learn more, please visit: https://cooganstas.com.au/loan/coogans-credit/
Coogans Terms and Conditions
Terms and conditions apply. Credit provided by Coogans Group Pty. Ltd. (Australian Credit Licence – 517441, ABN 70 632 052 352). For full terms and conditions, please read the Coogans Tasmania Terms and Conditions document: https://cooganstas.com.au/wp-c...
NILS Tasmania – No Interest Loan Scheme
Nils Tasmania offers interest free loans of up to $2,000 for low-income Tasmanians to purchase essential items (including home furniture). You must apply via NILS Tasmania to utilise this finance option. To find out if you qualify for a NILS Loan, please visit their website.
NILS Tasmania Terms and Conditions
Terms and conditions apply. Only available for essential items or services. To quality, you must have a current healthcare card, pension card, DVA card, low income healthcare card or have a gross income of $55,000 or less. You must live in stable accommodation (exceptions can be made in some cases) and have the capacity to repay the loan. For more details visit http://nilstasmania.org.au/Website/Essentials