Finance & Interest Free Options

At Edge Living, we work with several finance providers to offer a range of finance options, including interest free, to our customers. Just remember, interest and payments are payable after the interest free and payment deferred periods have ended.

Finance is provided to approved customers, come in store and speak to one of our furniture specialists with your driver’s licence and some other identification and our team can help you apply for a finance/interest free service that suits you.

A 20% deposit is required for special orders of non-standard stock lines and unfortunately, we can’t offer you interest free on clearance lines or some sale items.

Minimum spend limits may apply. For full conditions see in store, or visit the service you prefer in the links below.

Latitude Gem Visa

Pay it on a plan with 0% interest thanks to Latitude Gem Visa. At Edge Living, there three types of 0% Interest Payment Plans that may be available. Talk to our staff in store to discover which plans are available to you at this time.

Interest Free

You need to make a minimum monthly payment each month, but you have the flexibility to make extra payments at any time. Plans start from 6 months.

Buy Now, Pay Later

You don’t need to make any payments during the promotional period. However, you can make payments at any time. Plans start from 3 months.

Instalment Interest Free

With equal monthly payments, you’ll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.

Edge Living also offer 0% interest every day for purchases over $250 for 6 months with Latitude Gem Visa. You can also get interest free on purchases under $250 for 55 days* for a low annual fee of $99.

After Pay

At Edge Living, you can split your payment into four equal repayments paid fortnightly through AfterPay.

Don't have an account with AfterPay? Visit the link below to setup an account, apply or learn more about how After Pay works

Zip Pay

With Zip, there’s no upfront payments and you can choose a repayment schedule that suits you, starting from just $10/week*. Create an account in just minutes and get up to $1,000 interest free. Sign up in store or online. Zip it now, pay later!

Coogan Finance

Edge Living is a preferred supply of Coogans Finance. Coogans is a local finance option with offices here in Hobart.

Acting as a safety net, your Coogans Credit Card will have a pre-approved credit limit, giving you the confidence to buy what you need, when you need it and only paying interest on the amount you spend.

You can access as much or as little of the approved amount you need across any preferred retailers, like Edge Living, providing you maintain your minimum repayments every month. To open a Coogans account, find more information on interest rates or to learn more, please visit: https://cooganstas.com.au/loan/coogans-credit/

NILS Tasmania – No Interest Loan Scheme

Nils Tasmania offers interest free loans of up to $2,000 for low-income Tasmanians to purchase essential items (including home furniture). You must apply via NILS Tasmania to utilise this finance option. To find out if you qualify for a NILS Loan, please visit their website.